Bayview Terraces
11500 NE 12th Ave, North Miami, FL 33161
A 12-story canal-front building popular with investors — which is exactly its financing problem: the investor-to-owner ratio trips agency limits even though the association's finances are healthy.
Financing status · reviewed May 30, 2026
Non-warrantable — we finance
Investor concentration (~60% of units) exceeds agency owner-occupancy requirements. Reserves and insurance are in good standing.
Your options here
Swiftlend investor and second-home programs are built for ratio-failed buildings: 25% down, DSCR options for investors.
Amenities
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Status information reflects our most recent review and can change with new association budgets, inspections, or litigation. Not a commitment to lend; all loans subject to credit and property approval. Mortgage services by Swiftlend Home Loans, NMLS #XXXXXXX.